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WE ALL LOVE "M" IN STEM, RIGHT?!

Updated: Apr 2, 2023

It that time again to start reassessing your financial: learn new skills or tips to saving, making, and investing money.


Typically, we look at the "M" in STEM or STEAM to discuss the algorithms and equations in designing widgets or objects. This the essence of engineering and many other technical functions on the industrial-side. However, just as many equations and algorithms are used to design various financial products we use today. In fact, financial products often use mathematical models and equations to help with pricing, risk management, and other important aspects of investing and trading. This is especially true for more complex financial instruments like options, futures, derivatives, and structured products.


Why is this important, when designing any solution, especially physical assets, many technical functions understand budgets but few see the full financial impact of their design in the business ecosystem.

APRIL MASTERCLASS: DOING BUSINESS DESPITE FINANCIAL UNCERTAINTY


This month, we will explore several areas that "M" impact. We want to do the following to help you become more in-love with "M" = Math = Money.


Here is what you can expect to see this month from HSCF to help you start off with the basics that are all OPEN SOURCE (FREE):

  1. Understand your current financial behavior. We will send an assessment to provide foundation insight to get your started.

  2. Tools to help you learn how about budget & management

  3. Speakers to help you understand the FINTECH world (Cryptocurrency, Blockchain, etc.) and how it impact everyone daily from banking to advancing educational options.

  4. Read books and articles to help you understand the language.

  5. Attend free workshops and seminars on business finance. Check out your local library, community center, or financial institution for upcoming events.

ATTEND APRILS: SCALE UP YOUR SKILLS MASTERCLASS: DOING BUSINESS DESPITE FINANCIAL UNCERT


We always encourage our tribe to seek mentors who are knowledgeable. This is critical when learning about finance and investing. They can help you navigate the world of money.


GLOBAL YOUTH STATISTICS

  1. According to the Global Financial Literacy Excellence Center, only one in four young adults worldwide are financially literate.

  2. The World Bank estimates that there are around 1.8 billion young people between the ages of 10 and 24 globally.

  3. A 2019 survey by Visa found that 68% of young adults in the US are stressed about their finances.

  4. The United Nations has set a goal to promote financial inclusion and access to banking services for all, including youth, by 2030.

FINALLY, just like anything else in life, PRACTICE what you learn. Put your newfound knowledge to work by setting financial goals, creating a budget around your innovative ideas, use disruptive FINTECH tools to help oversee your growth, and investing in YOU!


The more you practice, the more confident you'll become in managing your money and building your self-worth!



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